Real ChatGPT answer · index seedHdkCv9HbymIcompleteFinance and banking · retirement accountscommercial
What are the current steps and hidden fees involved in a Charles Schwab account setup for a self-employed person trying to save on taxes?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the current steps and hidden fees involved in a Charles Schwab account setup for a self-employed person trying to save on taxes?
3 real searches · 1 real-search pass
Charles Schwab individual 401(k) account opening fees contribution limits 2026 self employed officialGoogle ↗
OBSERVEDOther / navigational
Charles Schwab SEP IRA fees account opening maintenance commissions officialGoogle ↗
OBSERVEDOther / navigational
IRS 2026 401k contribution limit self employed SEP IRA contribution limit 2026Google ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Charles Schwab individual 401(k) account opening fees contribution limits 2026 self employed official Google ↗
Charles Schwab SEP IRA fees account opening maintenance commissions official Google ↗
IRS 2026 401k contribution limit self employed SEP IRA contribution limit 2026 Google ↗
- Individual 401(k) Plan | Traditional & Roth · schwab.com
- Individual 401(k) Plan | Traditional & Roth · schwab.com
- One Participant 401k Plans · irs.gov
- Retirement topics - 401(k) and profit-sharing plan contribution limits · irs.gov
- Schwab Individual 401(k) – application and plan information · schwab.com
- Pricing | Account Fees · schwab.com
- Schwab IRA & ESA Account Agreement · advisorservices.schwab.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Charles Schwab individual 401(k) account opening fees contribution limits 2026 self employed official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Charles Schwab SEP IRA fees account opening maintenance commissions official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
IRS 2026 401k contribution limit self employed SEP IRA contribution limit 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |