Real ChatGPT answer · index seedHblrifqnGoocompleteFinance and banking · credit scores and repaircommercial

How much will my credit score drop if I close my oldest credit card to avoid the annual fee since I am trying to qualify for a cheap car loan

ChatGPTgpt-61 query10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How much will my credit score drop if I close my oldest credit card to avoid the annual fee since I am trying to qualify for a cheap car loan
1 real search · 1 real-search pass
FICO closing oldest credit card impact credit score utilization closed account remains credit report 10 yearsGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparisonConsequence100%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
FICO closing oldest credit card impact credit score utilization closed account remains credit report 10 years Google ↗

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FICO closing oldest credit card impact credit score utilization closed account remains credit report 10 years
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1