Real ChatGPT answer · index seedHbCEbslQUmYcompleteFinance and banking · checking and savings accountsbrand
Why did Bank of America charge me an overdraft fee when I thought I had opted out of their overdraft protection service?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why did Bank of America charge me an overdraft fee when I thought I had opted out of their overdraft protection service?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
site:bankofamerica.com overdraft settings overdraft protection overdraft fee debit card ACH checks Google ↗
Bank of America overdraft settings opt out overdraft protection overdraft fee debit card ACH checks official policy Google ↗
- Bank of America Advantage Banking: Open a Checking Account Today · bankofamerica.com
- Deposit Agreement and Disclosures · info.bankofamerica.com
- § 1005.17 Requirements for overdraft services. · consumerfinance.gov
- What can I do if my bank charged me a fee for overdrawing my account? · cfpb.website
- Consumer Financial Protection Circular 2024-05: Improper Overdraft Opt-In Practices · consumerfinance.gov
- Can the bank charge me an overdraft fee for a debit card transaction? · helpwithmybank.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
site:bankofamerica.com overdraft settings overdraft protection overdraft fee debit card ACH checks OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Bank of America overdraft settings opt out overdraft protection overdraft fee debit card ACH checks official policy OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |