Will filing for bankruptcy right now legally stop debt collectors from calling my parents' house looking for me over old credit card bills?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Will filing for bankruptcy right now legally stop debt collectors from calling my parents' house looking for me over old credit card bills?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
11 U.S.C. 362 automatic stay debt collector contacting third parties debtor parents house bankruptcy filing FDCPA location information CFPB Google ↗
CFPB debt collectors contacting family members location information FDCPA third parties Google ↗
- Can debt collectors tell other people, like family, friends, or my employer, about my debt? · consumerfinance.gov
- § 1006.6 Communications in connection with debt collection. · consumerfinance.gov
- Debt Collection Rule FAQs · consumerfinance.gov
- 11 U.S.C. § 362: Automatic stay · uscode.house.gov
- 11 U.S.C. § 362: Automatic stay · uscode.house.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
11 U.S.C. 362 automatic stay debt collector contacting third parties debtor parents house bankruptcy filing FDCPA location information CFPB OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
CFPB debt collectors contacting family members location information FDCPA third parties OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |