How do insurance underwriters evaluate past intermittent leave for generalized anxiety disorder when determining whether to apply a mental health exclusion rider?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do insurance underwriters evaluate past intermittent leave for generalized anxiety disorder when determining whether to apply a mental health exclusion rider?
3 real searches · 1 real-search pass
individual disability insurance underwriting mental nervous disorder exclusion rider anxiety medical leave underwriting factorsGoogle ↗
OBSERVED
NAIC disability income insurance mental nervous condition limitation exclusion underwriting consumerGoogle ↗
OBSERVED
Rhode Island insurance disability mental health exclusion rider state lawGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
individual disability insurance underwriting mental nervous disorder exclusion rider anxiety medical leave underwriting factors Google ↗
NAIC disability income insurance mental nervous condition limitation exclusion underwriting consumer Google ↗
Rhode Island insurance disability mental health exclusion rider state law Google ↗
- Individual disability insurance · windsorinsurance.com
- UNDERWRITING REQUIREMENTS · asglife.com
- Disability Underwriting: Expanded Use of the Patient Health Questionnaire (PHQ-9) · genre.com
- GAO-02-339, Private Health Insurance: Access to Individual Market Coverage May Be Restricted for Applicants with Mental Disorders · gao.gov
- Standards for Forms Used to Limit or Exclude Individual Disability Income Insurance Policy Coverage Based on the Underwriting Process · insurancecompact.org
- Standards for Individual Disability Income Insurance Policies · insurancecompact.org
- webserver.rilegislature.gov · webserver.rilegislature.gov
- webserver.rilegislature.gov · webserver.rilegislature.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
individual disability insurance underwriting mental nervous disorder exclusion rider anxiety medical leave underwriting factors OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
NAIC disability income insurance mental nervous condition limitation exclusion underwriting consumer OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Rhode Island insurance disability mental health exclusion rider state law OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |