How should I calculate my maximum home affordability budget when my business just incorporated and I only have one year of corporate tax returns?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How should I calculate my maximum home affordability budget when my business just incorporated and I only have one year of corporate tax returns?
3 real searches · 1 real-search pass
United States mortgage underwriting self-employed borrower one year tax returns Fannie Mae two years business ownership history exceptionGoogle ↗
OBSERVEDReason
Fannie Mae Selling Guide self-employed income one year tax returns two years same business historyGoogle ↗
OBSERVEDReason
CFPB mortgage affordability debt-to-income home buying budget self employedGoogle ↗
OBSERVEDYes / no
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
United States mortgage underwriting self-employed borrower one year tax returns Fannie Mae two years business ownership history exception Google ↗
Fannie Mae Selling Guide self-employed income one year tax returns two years same business history Google ↗
CFPB mortgage affordability debt-to-income home buying budget self employed Google ↗
- Underwriting Factors and Documentation for a Self-Employed Borrower · selling-guide.fanniemae.com
- Selling Guide_4.22.2026 · singlefamily.fanniemae.com
- Qualifying for a Mortgage When You’re Self-Employed · myhome.freddiemac.com
- Understanding what you can afford · myhome.freddiemac.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
United States mortgage underwriting self-employed borrower one year tax returns Fannie Mae two years business ownership history exception OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Fannie Mae Selling Guide self-employed income one year tax returns two years same business history OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
CFPB mortgage affordability debt-to-income home buying budget self employed OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 |