Can a qualified co signer be legally removed from a personal loan after twelve months of on time payments with TD Bank or do I need to refinance?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can a qualified co signer be legally removed from a personal loan after twelve months of on time payments with TD Bank or do I need to refinance?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
TD Bank personal loan co-signer release remove cosigner after payments policy Google ↗
TD Bank personal loan agreement co-borrower co-signer release refinance Google ↗
- Cosigning a Loan FAQs · consumer.ftc.gov
- What to Consider Before Refinancing a Personal Loan · td.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
TD Bank personal loan co-signer release remove cosigner after payments policy OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
TD Bank personal loan agreement co-borrower co-signer release refinance OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |