Real ChatGPT answer · index seedHRyCVXpC6occompleteFinance and banking · cryptocurrencyinformational
How do self-directed crypto Roth IRAs handle early withdrawal penalties if I need to access my retirement funds during an emergency?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do self-directed crypto Roth IRAs handle early withdrawal penalties if I need to access my retirement funds during an emergency?
2 real searches · 1 real-search pass
IRS Roth IRA early distributions ordering rules contributions conversions earnings 10% additional tax emergency personal expense distribution $1000 3 yearsGoogle ↗
OBSERVEDConsequence
IRS Publication 590-B Roth IRA distributions ordering rules qualified distributions exceptions 10% tax 2025Google ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS Roth IRA early distributions ordering rules contributions conversions earnings 10% additional tax emergency personal expense distribution $1000 3 years OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
IRS Publication 590-B Roth IRA distributions ordering rules qualified distributions exceptions 10% tax 2025 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |