Real ChatGPT answer · index seedHRLkvEslBMgcompleteFinance and banking · credit scores and repairinformational

what is a hard inquiry versus a soft inquiry and which one hurts my credit score when shopping for a car

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
what is a hard inquiry versus a soft inquiry and which one hurts my credit score when shopping for a car
2 real searches · 1 real-search pass
FICO rate shopping auto loan inquiries 14 45 day window officialGoogle ↗
OBSERVED
CFPB hard inquiry soft inquiry auto loan shopping credit scoreGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
FICO rate shopping auto loan inquiries 14 45 day window official Google ↗
CFPB hard inquiry soft inquiry auto loan shopping credit score Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FICO rate shopping auto loan inquiries 14 45 day window official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
CFPB hard inquiry soft inquiry auto loan shopping credit score
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1