Real ChatGPT answer · index seedHR0phV3ktq4completeInsurance · health insurance plansbrand

How do I maximize tax savings while managing health savings account contributions alongside our high deductible family health plan through the state exchange?

ChatGPTgpt-63 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do I maximize tax savings while managing health savings account contributions alongside our high deductible family health plan through the state exchange?
3 real searches · 1 real-search pass
IRS 2026 HSA contribution limits family HDHP minimum deductible out of pocket limits 2026Google ↗
OBSERVEDReason
HealthCare.gov HSA eligible Marketplace plan premium tax credit HSA contributions adjusted gross incomeGoogle ↗
OBSERVEDOther / navigational
IRS Publication 969 HSA eligibility other coverage spouse FSA Medicare last month ruleGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigational33%ComparisonConsequenceReason67%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
IRS 2026 HSA contribution limits family HDHP minimum deductible out of pocket limits 2026 Google ↗
HealthCare.gov HSA eligible Marketplace plan premium tax credit HSA contributions adjusted gross income Google ↗
IRS Publication 969 HSA eligibility other coverage spouse FSA Medicare last month rule Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS 2026 HSA contribution limits family HDHP minimum deductible out of pocket limits 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
HealthCare.gov HSA eligible Marketplace plan premium tax credit HSA contributions adjusted gross income
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
IRS Publication 969 HSA eligibility other coverage spouse FSA Medicare last month rule
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1