What financial formulas do car dealerships use to calculate adjusted cap cost on a closed-end lease, and how can I audit their numbers?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What financial formulas do car dealerships use to calculate adjusted cap cost on a closed-end lease, and how can I audit their numbers?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
closed-end auto lease adjusted capitalized cost gross capitalized cost reduction residual rent charge formula consumer lease disclosure official Google ↗
CFPB auto lease capitalized cost adjusted capitalized cost rent charge money factor formula Google ↗
- Car Handbook · ag.state.mn.us
- DFI Wisconsin Consumer Act: Motor Vehicle Leases · dfi.wi.gov
- What is the Lease Money Factor? · capitalone.com
- § 1013.4 Content of disclosures. · consumerfinance.gov
- SECTION 1013.2—Definitions · federalreserve.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
closed-end auto lease adjusted capitalized cost gross capitalized cost reduction residual rent charge formula consumer lease disclosure official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
CFPB auto lease capitalized cost adjusted capitalized cost rent charge money factor formula OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |