Real ChatGPT answer · index seedHI2UUULcesAcompleteFinance and banking · retirement accountscomparison

I have about five thousand dollars sitting in an old employer plan. Is it better to roll it over to a new IRA or leave it where it is.

ChatGPTgpt-62 queries10/31/2026

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The searches the AI actually ran for this prompt.

SEED QUERY

I have about five thousand dollars sitting in an old employer plan. Is it better to roll it over to a new IRA or leave it where it is.

2 real searches · 1 real-search pass

IRS rollover chart 401(k) to traditional IRA direct rollover tax consequences 2026Google ↗

OBSERVED

Department of Labor 401(k) leave money in former employer plan fees investment options IRA rollover considerationsGoogle ↗

OBSERVED

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Classifying 2 queries…

ChatGPT2 real searches · gpt-6

IRS rollover chart 401(k) to traditional IRA direct rollover tax consequences 2026 Google ↗

Department of Labor 401(k) leave money in former employer plan fees investment options IRA rollover considerations Google ↗

2 queries · click a column to sort

Query / type	Search	Intent	Query class	Routing format	Cluster	Freq ↓	Weight
IRS rollover chart 401(k) to traditional IRA direct rollover tax consequences 2026 OBSERVED	Google ↗ AI Mode ↗	—	—	—	—	1x of 1
Department of Labor 401(k) leave money in former employer plan fees investment options IRA rollover considerations OBSERVED	Google ↗ AI Mode ↗	—	—	—	—	1x of 1