Real ChatGPT answer · index seedHEfM7TCo3pgcompleteParenting and family · family financescommercial

are there state tax deductions for 529 plans if we live in new york and what happens if our child decides not to go to college

ChatGPTgpt-62 queries11/1/2026
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The searches the AI actually ran for this prompt.

SEED QUERY
are there state tax deductions for 529 plans if we live in new york and what happens if our child decides not to go to college
2 real searches · 1 real-search pass
New York 529 state income tax deduction 2026 $10,000 married filing jointly nonresident recapture rules officialGoogle ↗
OBSERVEDDefinition
New York 529 what if beneficiary doesn't go to college rollover Roth IRA 15 years 2026 official IRSGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReason50%Definition50%InstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
New York 529 state income tax deduction 2026 $10,000 married filing jointly nonresident recapture rules official Google ↗
New York 529 what if beneficiary doesn't go to college rollover Roth IRA 15 years 2026 official IRS Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
New York 529 state income tax deduction 2026 $10,000 married filing jointly nonresident recapture rules official
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1
New York 529 what if beneficiary doesn't go to college rollover Roth IRA 15 years 2026 official IRS
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1