How does a 401k employer match vesting schedule actually work when deciding whether to stay at my current job for three more years or switch to a startup
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does a 401k employer match vesting schedule actually work when deciding whether to stay at my current job for three more years or switch to a startup
1 real search · 1 real-search pass
IRS 401(k) employer matching contributions vesting schedules 3-year cliff 6-year graded rulesGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
IRS 401(k) employer matching contributions vesting schedules 3-year cliff 6-year graded rules Google ↗
- Retirement topics - Vesting · irs.gov
- 401(k) plan qualification requirements · irs.gov