Real ChatGPT answer · index seedHCXFRQuqBdMcompleteFinance and banking · personal loanslocal

Show me current Prosper lending rates and how they determine risk categories for borrowers applying from Illinois.

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Show me current Prosper lending rates and how they determine risk categories for borrowers applying from Illinois.
2 real searches · 1 real-search pass
Prosper personal loan current APR rates 2026 borrower credit grades risk categories Illinois eligibility underwritingGoogle ↗
OBSERVEDReason
site:prosper.com borrower credit rating Prosper loan risk grade AA HR interest rates fees underwriting criteriaGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%ComparisonConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Prosper personal loan current APR rates 2026 borrower credit grades risk categories Illinois eligibility underwriting Google ↗
site:prosper.com borrower credit rating Prosper loan risk grade AA HR interest rates fees underwriting criteria Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Prosper personal loan current APR rates 2026 borrower credit grades risk categories Illinois eligibility underwriting
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
site:prosper.com borrower credit rating Prosper loan risk grade AA HR interest rates fees underwriting criteria
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1