My insurance agent suggested I raise my deductible to save money, but as a retiree living on investments, I want to know the statistical pros and cons of doing this right now.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My insurance agent suggested I raise my deductible to save money, but as a retiree living on investments, I want to know the statistical pros and cons of doing this right now.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 insurance deductible increase premium savings homeowners auto average claim frequency severity consumer guidance Google ↗
NAIC insurance deductible premium savings higher deductible consumer guide auto homeowners Google ↗
- How I Cut My Auto Insurance Premiums by 21% in Two Minutes · nerdwallet.com
- Insurance Topics | Homeowners Insurance · content.naic.org
- A Consumer's Guide to Home Insurance · content.naic.org
- What to know about deductibles · tdi.texas.gov
- Understanding your insurance deductibles · iii.org
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 insurance deductible increase premium savings homeowners auto average claim frequency severity consumer guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
NAIC insurance deductible premium savings higher deductible consumer guide auto homeowners OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |