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Can you help me troubleshoot why my Wise-to-local-bank transfer is delayed by three business days despite the deposit clearing the sender's account on Monday?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can you help me troubleshoot why my Wise-to-local-bank transfer is delayed by three business days despite the deposit clearing the sender's account on Monday?
2 real searches · 1 real-search pass
site:wise.com/help transfer delayed bank transfer payment received processing recipient bank business days WiseGoogle ↗
OBSERVEDConsequence
site:wise.com/help how long does Wise transfer take bank transfer sender bank debited recipient bank delayGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence100%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
site:wise.com/help transfer delayed bank transfer payment received processing recipient bank business days Wise Google ↗
site:wise.com/help how long does Wise transfer take bank transfer sender bank debited recipient bank delay Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
site:wise.com/help transfer delayed bank transfer payment received processing recipient bank business days Wise
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
site:wise.com/help how long does Wise transfer take bank transfer sender bank debited recipient bank delay
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1