What are the pros and cons of using FHA versus conventional first-time homebuyer loans when you are self-employed with multiple write-offs?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the pros and cons of using FHA versus conventional first-time homebuyer loans when you are self-employed with multiple write-offs?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
FHA self employed borrower income calculation tax returns depreciation add backs HUD 4000.1 Google ↗
Fannie Mae self employed income calculation business tax returns depreciation add backs selling guide Google ↗
- Selling Guide_4.22.2026 · singlefamily.fanniemae.com
- Income Calculator Frequently Asked Questions · singlefamily.fanniemae.com
- Underwriting Factors and Documentation for a Self-Employed Borrower · selling-guide.fanniemae.com
- FHA Single Family Housing Policy Handbook · hud.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FHA self employed borrower income calculation tax returns depreciation add backs HUD 4000.1 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Fannie Mae self employed income calculation business tax returns depreciation add backs selling guide OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |