Real ChatGPT answer · index seedH1kJN0PyovAcompleteInsurance · home insurancecommercial

Is it worth paying extra for guaranteed replacement cost coverage on a house that was built in 1910?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is it worth paying extra for guaranteed replacement cost coverage on a house that was built in 1910?
2 real searches · 1 real-search pass
guaranteed replacement cost homeowners insurance older historic home rebuild cost extended replacement cost ordinance law coverage NAICGoogle ↗
OBSERVEDOther / navigational
homeowners insurance guaranteed replacement cost coverage definition insurer policy limits exclusions older homesGoogle ↗
OBSERVEDDefinition

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%ComparisonConsequenceReasonDefinition50%InstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
guaranteed replacement cost homeowners insurance older historic home rebuild cost extended replacement cost ordinance law coverage NAIC Google ↗
homeowners insurance guaranteed replacement cost coverage definition insurer policy limits exclusions older homes Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
guaranteed replacement cost homeowners insurance older historic home rebuild cost extended replacement cost ordinance law coverage NAIC
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
homeowners insurance guaranteed replacement cost coverage definition insurer policy limits exclusions older homes
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1