How does State Farm handle employee slip and fall lawsuit payouts under their standard business owner policy compared to specialized general liability carriers
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does State Farm handle employee slip and fall lawsuit payouts under their standard business owner policy compared to specialized general liability carriers
3 real searches · 1 real-search pass
State Farm business owners policy liability employee bodily injury exclusion workers compensation policy formGoogle ↗
OBSERVEDOther / navigational
commercial general liability employee exclusion bodily injury employee arising out of employment standard ISO CG 00 01Google ↗
OBSERVEDReason
specialty general liability insurance employee injury exclusion employers liability workers compensation coverage differenceGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
State Farm business owners policy liability employee bodily injury exclusion workers compensation policy form Google ↗
commercial general liability employee exclusion bodily injury employee arising out of employment standard ISO CG 00 01 Google ↗
specialty general liability insurance employee injury exclusion employers liability workers compensation coverage difference Google ↗
- Small Business Insurance · statefarm.com
- Commercial Insurance Guide · insurance.ca.gov
- Employer’s Liability Insurance Coverage and Cost · insureon.com
- Coverage Sections · insurance.ca.gov
- Small Business Insurance · content.naic.org
- Chapter 440 Section 11 - 2026 Florida Statutes · flsenate.gov
- Chapter 440 Section 10 - 2026 Florida Statutes · flsenate.gov
- Microsoft Word · content.naic.org
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
State Farm business owners policy liability employee bodily injury exclusion workers compensation policy form OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
commercial general liability employee exclusion bodily injury employee arising out of employment standard ISO CG 00 01 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
specialty general liability insurance employee injury exclusion employers liability workers compensation coverage difference OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |