Real ChatGPT answer · index seedGyaR6lBfovQcompleteEducation · financial aid and scholarshipsinformational

What are the current interest rates and repayment term lengths offered by Earnest for refinancing federal student loans together?

ChatGPTgpt-61 query11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What are the current interest rates and repayment term lengths offered by Earnest for refinancing federal student loans together?
1 real search · 1 real-search pass
Earnest student loan refinance current interest rates repayment terms 2026 federal student loansGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparison100%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
Earnest student loan refinance current interest rates repayment terms 2026 federal student loans Google ↗

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Earnest student loan refinance current interest rates repayment terms 2026 federal student loans
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1