I need help understanding if refinancing my car loan right now makes sense when I still owe fifteen thousand dollars and interest rates are fluctuating.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I need help understanding if refinancing my car loan right now makes sense when I still owe fifteen thousand dollars and interest rates are fluctuating.
1 real search · 1 real-search pass
United States auto loan refinancing rates October 2026 current average rates credit unions lendersGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
United States auto loan refinancing rates October 2026 current average rates credit unions lenders Google ↗
- U.S. Auto Loan Rate Index · autoloanrate.com
- Auto Refinance Rates: What To Expect by Credit Score in October 2026 · lendingtree.com