Pull current online data comparing Upstart AI-driven underwriting rates versus traditional scoring models used by Marcus for a twenty-thousand-dollar signature loan.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Pull current online data comparing Upstart AI-driven underwriting rates versus traditional scoring models used by Marcus for a twenty-thousand-dollar signature loan.
3 real searches · 1 real-search pass
Upstart personal loans current APR rates origination fee underwriting model 2026 officialGoogle ↗
OBSERVEDReason
Marcus by Goldman Sachs personal loans new applications availability 2026 APR personal loan officialGoogle ↗
OBSERVEDOther / navigational
Marcus personal loan APR range fixed rates underwriting credit score model traditional FICOGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Upstart personal loans current APR rates origination fee underwriting model 2026 official Google ↗
Marcus by Goldman Sachs personal loans new applications availability 2026 APR personal loan official Google ↗
Marcus personal loan APR range fixed rates underwriting credit score model traditional FICO Google ↗
- Low Rates Personal Loans Online · upstart.com
- Personal Loans: Apply Online, Quick Rate Check · upstart.com
- Upstart Personal Loans Review: Best for Fair, Average Credit · cnbc.com
- Marcus by Goldman Sachs Personal Loans Review · cnbc.com
- Marcus by Goldman Sachs Personal Loan Alternatives · nerdwallet.com
- upst-20251231 · sec.gov
- gs-20221231 · sec.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Upstart personal loans current APR rates origination fee underwriting model 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Marcus by Goldman Sachs personal loans new applications availability 2026 APR personal loan official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Marcus personal loan APR range fixed rates underwriting credit score model traditional FICO OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |