Real ChatGPT answer · index seedGr7fdWKYFt4completeCareers and HR · workplace benefitscommercial

How does the IRS calculate HSA contribution tax deductions for married couples where only one spouse is over fifty five years old?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How does the IRS calculate HSA contribution tax deductions for married couples where only one spouse is over fifty five years old?
2 real searches · 1 real-search pass
IRS Publication 969 married spouses HSA family coverage catch-up contribution age 55 separate HSA 2026 limitsGoogle ↗
OBSERVEDReason
IRS 2026 HSA contribution limits Revenue Procedure 2025 family self-only catch-upGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
IRS Publication 969 married spouses HSA family coverage catch-up contribution age 55 separate HSA 2026 limits Google ↗
IRS 2026 HSA contribution limits Revenue Procedure 2025 family self-only catch-up Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS Publication 969 married spouses HSA family coverage catch-up contribution age 55 separate HSA 2026 limits
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
IRS 2026 HSA contribution limits Revenue Procedure 2025 family self-only catch-up
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1