Real ChatGPT answer · index seedGpaivmAcqtEcompleteReal estate · buying a homeinformational

How does having a co-signer affect my debt-to-income ratio when applying for my first mortgage on a small suburban starter home?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How does having a co-signer affect my debt-to-income ratio when applying for my first mortgage on a small suburban starter home?
2 real searches · 1 real-search pass
Fannie Mae non-occupant co-borrower debt-to-income ratio income debts mortgage guidelinesGoogle ↗
OBSERVED
Freddie Mac co-borrower non-occupying borrower income debt mortgage DTI guidelinesGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
Fannie Mae non-occupant co-borrower debt-to-income ratio income debts mortgage guidelines Google ↗
Freddie Mac co-borrower non-occupying borrower income debt mortgage DTI guidelines Google ↗
  1. Debt-to-Income Ratios · selling-guide.fanniemae.com
  2. Guarantors, Co-Signers, or Non-Occupant Borrowers on the Subject Transaction · selling-guide.fanniemae.com
  3. General Income Information · selling-guide.fanniemae.com
  4. Fannie Mae # Non-Occupant Borrowers A non-occupa · singlefamily.fanniemae.com
  5. What to Know About Co-Buying a House · myhome.freddiemac.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Fannie Mae non-occupant co-borrower debt-to-income ratio income debts mortgage guidelines
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Freddie Mac co-borrower non-occupying borrower income debt mortgage DTI guidelines
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1