Are pre existing condition clause exclusions waived if you switch from an individual policy to an employer sponsored group disability plan during open enrollment?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are pre existing condition clause exclusions waived if you switch from an individual policy to an employer sponsored group disability plan during open enrollment?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
employer sponsored group long term disability pre-existing condition exclusion prior coverage credit waiver individual disability policy Google ↗
Massachusetts group disability insurance pre-existing condition limitation certificate prior coverage waiver employer plan Google ↗
- 29 U.S. Code § 1181 - Increased portability through limitation on preexisting condition exclusions | U.S. Code | US Law · law.cornell.edu
- Insurance Circular Letter No. 14 (2007): Pre-existing condition provisions in group and blanket disability policies · dfs.ny.gov
- Group Disability Income Insurance Policy and Certificate Uniform Standards · insurancecompact.org
- Long-Term Disability · benefits.leidos.com
- Group Long Term Disability · docs.mgmbenefits.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
employer sponsored group long term disability pre-existing condition exclusion prior coverage credit waiver individual disability policy OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Massachusetts group disability insurance pre-existing condition limitation certificate prior coverage waiver employer plan OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |