Real ChatGPT answer · index seedGmJFCElm7BMcompleteAutomotive · auto financing and leasinginformational

how do current penfed credit union auto loan rates compare to what credit karma recommends for someone on a strict monthly budget

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
how do current penfed credit union auto loan rates compare to what credit karma recommends for someone on a strict monthly budget
2 real searches · 1 real-search pass
PenFed Credit Union auto loan rates October 2026 new used refinance APR terms officialGoogle ↗
OBSERVEDOther / navigational
Credit Karma auto loan recommendations rates monthly budget prequalification APR loan offers how compareGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%Comparison50%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
PenFed Credit Union auto loan rates October 2026 new used refinance APR terms official Google ↗
Credit Karma auto loan recommendations rates monthly budget prequalification APR loan offers how compare Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
PenFed Credit Union auto loan rates October 2026 new used refinance APR terms official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Credit Karma auto loan recommendations rates monthly budget prequalification APR loan offers how compare
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1