Real ChatGPT answer · index seedGlIFzLw7NGkcompleteInsurance · business insuranceinformational

Why have my monthly landlord property insurance premiums increased so dramatically over the past two years even though I have never filed a claim?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Why have my monthly landlord property insurance premiums increased so dramatically over the past two years even though I have never filed a claim?
2 real searches · 1 real-search pass
US homeowners insurance premiums increases 2024 2025 landlord rental property insurance causes replacement costs reinsurance climate insurance industry data 2026Google ↗
OBSERVEDConsequence
Michigan homeowners landlord dwelling fire insurance premium trends 2024 2025 insurance department rate increasesGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence100%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model).

Searches and sources

ChatGPT2 real searches · gpt-6
US homeowners insurance premiums increases 2024 2025 landlord rental property insurance causes replacement costs reinsurance climate insurance industry data 2026 Google ↗
Michigan homeowners landlord dwelling fire insurance premium trends 2024 2025 insurance department rate increases Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
US homeowners insurance premiums increases 2024 2025 landlord rental property insurance causes replacement costs reinsurance climate insurance industry data 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Michigan homeowners landlord dwelling fire insurance premium trends 2024 2025 insurance department rate increases
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1