Real ChatGPT answer · index seedGhYPOsOIk5ocompleteFinance and banking · checking and savings accountsinformational
Why does my Capital One 360 savings yield change over time, and is that variable rate tied directly to federal reserve announcements?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why does my Capital One 360 savings yield change over time, and is that variable rate tied directly to federal reserve announcements?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Capital One 360 Performance Savings variable APY rate may change at any time terms official Google ↗
Federal Reserve federal funds rate banks savings account interest rates not directly tied official explanation Google ↗
- The Fed - Why does the Federal Reserve pay banks interest? · federalreserve.gov
- Federal Reserve Board - Monetary Policy: What Are Its Goals? How Does It Work? · federalreserve.gov
- Who sets the interest rates on savings accounts? · helpwithmybank.gov
- Case 1:25-cv-00061 Document 1 Filed 01/14/25 Page 17 of 32 PageID# 17 · files.consumerfinance.gov
- Case 1:25-cv-04037 Document 1 Filed 05/14/25 Page 21 of 38 · ag.ny.gov
- 360 Savings Account Disclosures · capitalone.com
- High-Yield Rate: 360 Performance Savings · capitalone.com
- Capital One 360 Performance Savings disclosures · capitalone.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Capital One 360 Performance Savings variable APY rate may change at any time terms official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Federal Reserve federal funds rate banks savings account interest rates not directly tied official explanation OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |