Compare the legal burden of proof required during a claim denial appeal with USAA versus Farmers for foundation shifting claims.
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Compare the legal burden of proof required during a claim denial appeal with USAA versus Farmers for foundation shifting claims.
4 real searches · 1 real-search pass
US homeowners insurance foundation settling earth movement exclusion burden of proof insurer exclusion burden state lawGoogle ↗
OBSERVEDYes / no
USAA homeowners policy foundation damage earth movement settling exclusion claim denial appealGoogle ↗
OBSERVEDConsequence
Farmers homeowners policy foundation damage settling earth movement exclusion claim denial appealGoogle ↗
OBSERVEDConsequence
New Jersey insurance burden of proof exclusions homeowners policy earth movement foundation damageGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (4)
Classes come from the query-classifier (a local Laya model). 3 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT4 real searches · gpt-6
US homeowners insurance foundation settling earth movement exclusion burden of proof insurer exclusion burden state law Google ↗
USAA homeowners policy foundation damage earth movement settling exclusion claim denial appeal Google ↗
Farmers homeowners policy foundation damage settling earth movement exclusion claim denial appeal Google ↗
New Jersey insurance burden of proof exclusions homeowners policy earth movement foundation damage Google ↗
- Case No. 1:21-cv-03232-CMA-STV Document 81 filed 01/24/24 USDC Colorado · govinfo.gov
- ORDER: Defendant USAA's Motion for Summary Judgment 61 is GRANTED IN PART and DENIED IN PART for Todd et al. v. USAA General Indemnity Company :: Justia Dockets & Filings · docs.justia.com
- WALLIS v. UNITED SERVICES AUTOMOBILE ASSOCIATION (1999) · caselaw.findlaw.com
- Homeowners Insurance Claims FAQs · usaa.com
- Burd v. Sussex Mutual Insurance Company :: 1970 :: Supreme Court of New Jersey Decisions :: New Jersey Case Law :: New Jersey Law :: U.S. Law :: Justia · law.justia.com
- Danielle M. Villa v. John F. Short :: 2008 :: Supreme Court of New Jersey Decisions :: New Jersey Case Law :: New Jersey Law :: U.S. Law :: Justia · law.justia.com
- CARTER WALLACE INC v. Commercial Union Insurance Company, (as Successor to Employers Commercial Union Insurance Company), a corporation of the State of Massachusetts, Defendant-Appellant. (1998) · caselaw.findlaw.com
- NOT FOR PUBLICATION WITHOUT THE · njcourts.gov
- Earth Movement Direct Physical Loss Decision Upheld · floodsmart.gov
- Earth Movement Decision Upheld · floodsmart.gov
Queries
4 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
US homeowners insurance foundation settling earth movement exclusion burden of proof insurer exclusion burden state law OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
USAA homeowners policy foundation damage earth movement settling exclusion claim denial appeal OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Farmers homeowners policy foundation damage settling earth movement exclusion claim denial appeal OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
New Jersey insurance burden of proof exclusions homeowners policy earth movement foundation damage OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |