Can a smoker still get an affordable term life insurance policy or are the rates always ridiculously high
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can a smoker still get an affordable term life insurance policy or are the rates always ridiculously high
1 real search · 1 real-search pass
term life insurance smoker rates tobacco underwriting nicotine cotinine insurer guidelines 2026Google ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
term life insurance smoker rates tobacco underwriting nicotine cotinine insurer guidelines 2026 Google ↗
- Life Insurance for Smokers and Tobacco Users + Current Rates · nerdwallet.com
- Cheap Life Insurance for Smokers · valuepenguin.com
- Traditional Underwriting | Financial Professional · securian.com