Real ChatGPT answer · index seedGX2F7LpBH3ocompleteFinance and banking · checking and savings accountsbrand

Is my money actually safe up to 250k if I keep all my savings in a Discover online savings account, or does FDIC insurance have weird catches?

ChatGPTgpt-63 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is my money actually safe up to 250k if I keep all my savings in a Discover online savings account, or does FDIC insurance have weird catches?
3 real searches · 1 real-search pass
Discover Bank FDIC insurance current legal bank entity Capital One merger 2026 depositsGoogle ↗
OBSERVED
FDIC $250,000 per depositor per insured bank ownership category savings account accrued interest officialGoogle ↗
OBSERVED
Discover online savings account deposit agreement FDIC insurance Discover Bank officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
Discover Bank FDIC insurance current legal bank entity Capital One merger 2026 deposits Google ↗
FDIC $250,000 per depositor per insured bank ownership category savings account accrued interest official Google ↗
Discover online savings account deposit agreement FDIC insurance Discover Bank official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Discover Bank FDIC insurance current legal bank entity Capital One merger 2026 deposits
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
FDIC $250,000 per depositor per insured bank ownership category savings account accrued interest official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Discover online savings account deposit agreement FDIC insurance Discover Bank official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1