What is the average cost of home insurance per year in high-risk wildfire zones in California since I am trying to buy a property today.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the average cost of home insurance per year in high-risk wildfire zones in California since I am trying to buy a property today.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
California high wildfire risk home insurance average annual premium 2026 FAIR Plan cost homeowners insurance wildfire zones Google ↗
California wildfire high risk homeowners insurance average annual cost FAIR Plan 2025 2026 estimates Google ↗
- California FAIR Plan home insurance premiums mapped by ZIP code · sfchronicle.com
- California FAIR Plan insurance can range from $92 to $32,000. This map shows costs by ZIP code · finance.yahoo.com
- HPS · interactive.web.insurance.ca.gov
- FAQ: CALIFORNIA FAIR PLAN · car.org
- California Department of Insurance – Homeowners Insurance Comparison Tool · interactive.web.insurance.ca.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
California high wildfire risk home insurance average annual premium 2026 FAIR Plan cost homeowners insurance wildfire zones OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
California wildfire high risk homeowners insurance average annual cost FAIR Plan 2025 2026 estimates OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |