Real ChatGPT answer · index seedGUz3ESHwDZUcompleteFinance and banking · credit scores and repaircomparison
Why did my credit score drop after paying off my car loan and is Self lender better than Credit Sesame for fixing it?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why did my credit score drop after paying off my car loan and is Self lender better than Credit Sesame for fixing it?
3 real searches · 1 real-search pass
FICO paying off installment loan credit score drop closed account credit mix official explanationGoogle ↗
OBSERVEDReason
Self credit builder account official fees APR credit reporting Credit Sesame credit builder official servicesGoogle ↗
OBSERVEDComparison
CFPB credit score paying off car loan credit report dispute errorsGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
FICO paying off installment loan credit score drop closed account credit mix official explanation Google ↗
Self credit builder account official fees APR credit reporting Credit Sesame credit builder official services Google ↗
CFPB credit score paying off car loan credit report dispute errors Google ↗
- Credit Builder Account · self.inc
- FAQ's · creditsesame.com
- - Credit Sesame · creditsesame.com
- Explore Credit Sesame · creditsesame.com
- AnnualCreditReport.com · annualcreditreport.com
- How long does information stay on my credit report? · consumerfinance.gov
- Why Did My Credit Score Drop · transunion.com
- Types of Credit and How They Affect Your FICO Score · myfico.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO paying off installment loan credit score drop closed account credit mix official explanation OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Self credit builder account official fees APR credit reporting Credit Sesame credit builder official services OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
CFPB credit score paying off car loan credit report dispute errors OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |