Can you break down the exact FHA loan credit score requirements versus conventional ones because my credit is around six hundred twenty after some early college credit card mistakes
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you break down the exact FHA loan credit score requirements versus conventional ones because my credit is around six hundred twenty after some early college credit card mistakes
3 real searches · 1 real-search pass
2026 FHA mortgage minimum credit score 580 500 10 percent down HUD official requirementsGoogle ↗
OBSERVEDShort fact
2026 Fannie Mae conventional mortgage minimum credit score 620 changes minimum credit score officialGoogle ↗
OBSERVEDShort fact
Freddie Mac mortgage credit score requirements 2026 minimum score conventional officialGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 FHA mortgage minimum credit score 580 500 10 percent down HUD official requirements Google ↗
2026 Fannie Mae conventional mortgage minimum credit score 620 changes minimum credit score official Google ↗
Freddie Mac mortgage credit score requirements 2026 minimum score conventional official Google ↗
- Federal Housing Administration · hud.gov
- FHA Loan Requirements for 2026 · nerdwallet.com
- FHA Single Family Housing Policy Handbook · hud.gov
- General Requirements for Credit Scores · guide-selling.fanniemae.com
- Determining the Credit Score for a Mortgage Loan · guide-selling.fanniemae.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 FHA mortgage minimum credit score 580 500 10 percent down HUD official requirements OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
2026 Fannie Mae conventional mortgage minimum credit score 620 changes minimum credit score official OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
Freddie Mac mortgage credit score requirements 2026 minimum score conventional official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |