How much does my credit score actually drop when I apply for a new rewards credit card, and how can I minimize that impact?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How much does my credit score actually drop when I apply for a new rewards credit card, and how can I minimize that impact?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
FICO hard inquiry impact 5 points 12 months inquiry remains credit report 2 years new credit account average age official sources Google ↗
CFPB hard inquiry credit score new credit card application credit utilization official Google ↗
- How New Credit Impacts Your Credit Score · myfico.com
- How to Rate Shop and Minimize the Impact to Your FICO® Scores · myfico.com
- Minimize FICO Impact When Applying for New Credit · myfico.com
- Understand your credit score · consumerfinance.gov
- Does requesting my credit report hurt my credit score? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO hard inquiry impact 5 points 12 months inquiry remains credit report 2 years new credit account average age official sources OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB hard inquiry credit score new credit card application credit utilization official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |