Is a university teaching assistant stipend considered earned income for IRA contributions and how will that impact my tax return if I am living on a strict student budget?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is a university teaching assistant stipend considered earned income for IRA contributions and how will that impact my tax return if I am living on a strict student budget?
3 real searches · 1 real-search pass
IRS IRA contribution compensation teaching assistant W-2 wages taxable fellowship stipend SECURE 2.0 2024 graduate studentGoogle ↗
OBSERVEDConsequence
IRS Publication 590-A 2025 taxable non-tuition fellowship stipend IRA compensation graduate studentGoogle ↗
OBSERVEDConsequence
IRS graduate teaching assistant stipend tax return W-2 tuition reduction qualified tuition reduction section 117(d)Google ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
IRS IRA contribution compensation teaching assistant W-2 wages taxable fellowship stipend SECURE 2.0 2024 graduate student Google ↗
IRS Publication 590-A 2025 taxable non-tuition fellowship stipend IRA compensation graduate student Google ↗
IRS graduate teaching assistant stipend tax return W-2 tuition reduction qualified tuition reduction section 117(d) Google ↗
- Publication 590-A (2025), Contributions to Individual Retirement Arrangements (IRAs) · irs.gov
- Publication 970 (2025), Tax Benefits for Education · irs.gov
- Qualified tuition reduction · irs.gov
- Publication 525 (2025), Taxable and Nontaxable Income · irs.gov
- Retirement Savings Contributions Credit (Saver’s Credit) · irs.gov
- Topic no. 610, Retirement Savings Contributions Credit · irs.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS IRA contribution compensation teaching assistant W-2 wages taxable fellowship stipend SECURE 2.0 2024 graduate student OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
IRS Publication 590-A 2025 taxable non-tuition fellowship stipend IRA compensation graduate student OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
IRS graduate teaching assistant stipend tax return W-2 tuition reduction qualified tuition reduction section 117(d) OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |