Real ChatGPT answer · index seedGQtqPxiUgEocompleteFinance and banking · investing and brokerageslocal
What is the simplest online process to open a Roth IRA for myself while also setting one up for my spouse?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the simplest online process to open a Roth IRA for myself while also setting one up for my spouse?
3 real searches · 1 real-search pass
Fidelity open Roth IRA online spouse separate account process fees minimums officialGoogle ↗
OBSERVEDOther / navigational
Charles Schwab open Roth IRA online spouse separate account process fees minimums officialGoogle ↗
OBSERVEDOther / navigational
IRS 2026 Roth IRA contribution limits income phase out married filing jointly 2026Google ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Fidelity open Roth IRA online spouse separate account process fees minimums official Google ↗
Charles Schwab open Roth IRA online spouse separate account process fees minimums official Google ↗
IRS 2026 Roth IRA contribution limits income phase out married filing jointly 2026 Google ↗
- Roth IRA | Grow Your Retirement Savings · fidelity.com
- Open an Account | Everything from investing and trading accounts to IRAs · fidelity.com
- Open a Schwab Roth IRA · schwab.com
- Pricing | Account Fees · schwab.com
- 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500 · irs.gov
- Retirement plans FAQs regarding IRAs · irs.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fidelity open Roth IRA online spouse separate account process fees minimums official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Charles Schwab open Roth IRA online spouse separate account process fees minimums official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
IRS 2026 Roth IRA contribution limits income phase out married filing jointly 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |