How can I audit the settlement statement to ensure the lender is calculating closing costs accurately according to current RESPA guidelines?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How can I audit the settlement statement to ensure the lender is calculating closing costs accurately according to current RESPA guidelines?
3 real searches · 1 real-search pass
CFPB TILA RESPA integrated disclosure closing cost tolerance zero tolerance 10 percent cumulative tolerance official 12 CFR 1026.19(e) 2026Google ↗
OBSERVED
CFPB RESPA Section 8 unearned fees kickbacks affiliated business arrangement official 12 CFR 1024.14Google ↗
OBSERVED
CFPB Closing Disclosure Loan Estimate compare fees tolerance cure officialGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
CFPB TILA RESPA integrated disclosure closing cost tolerance zero tolerance 10 percent cumulative tolerance official 12 CFR 1026.19(e) 2026 Google ↗
CFPB RESPA Section 8 unearned fees kickbacks affiliated business arrangement official 12 CFR 1024.14 Google ↗
CFPB Closing Disclosure Loan Estimate compare fees tolerance cure official Google ↗
- § 1024.14 Prohibition against kickbacks and unearned fees. · consumerfinance.gov
- Real Estate Settlement Procedures Act FAQs · consumerfinance.gov
- official complaint portal · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB TILA RESPA integrated disclosure closing cost tolerance zero tolerance 10 percent cumulative tolerance official 12 CFR 1026.19(e) 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB RESPA Section 8 unearned fees kickbacks affiliated business arrangement official 12 CFR 1024.14 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB Closing Disclosure Loan Estimate compare fees tolerance cure official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |