Can you explain the exact credit score factors that will determine the interest rate on a small business expansion loan in North Carolina?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you explain the exact credit score factors that will determine the interest rate on a small business expansion loan in North Carolina?
3 real searches · 1 real-search pass
SBA 7(a) loan interest rates maximum variable fixed rates credit score underwriting official 2026Google ↗
OBSERVEDReason
SBA SOP 50 10 lender credit score personal credit business loan underwriting repayment ability debt service coverage officialGoogle ↗
OBSERVEDReason
North Carolina small business expansion loan credit requirements interest rates NC SBTDC SBA lenderGoogle ↗
OBSERVEDYes / no
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
SBA 7(a) loan interest rates maximum variable fixed rates credit score underwriting official 2026 Google ↗
SBA SOP 50 10 lender credit score personal credit business loan underwriting repayment ability debt service coverage official Google ↗
North Carolina small business expansion loan credit requirements interest rates NC SBTDC SBA lender Google ↗
- 7(a) loans · sba.gov
- 13 CFR § 120.150 - What are SBA's lending criteria? | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu
- Terms, conditions, and eligibility · legacy.sba.gov
- eCFR :: 13 CFR 120.214 -- What conditions apply for variable interest rates? · ltnr.ca
- NC SBTDC: Frequently Asked Questions · sbtdc.org
- NC SBTDC: Applying For a Business Loan? Things You Should Know · sbtdc.org
- FAQ · charlottegrowthfund.org
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
SBA 7(a) loan interest rates maximum variable fixed rates credit score underwriting official 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
SBA SOP 50 10 lender credit score personal credit business loan underwriting repayment ability debt service coverage official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
North Carolina small business expansion loan credit requirements interest rates NC SBTDC SBA lender OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 |