How many months of on-time payments do I need before requesting private mortgage insurance removal based on the original purchase price?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How many months of on-time payments do I need before requesting private mortgage insurance removal based on the original purchase price?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Homeowners Protection Act PMI cancellation original value 80% good payment history 30 day late 12 months 60 day 24 months CFPB Google ↗
Fannie Mae mortgage insurance cancellation original value 80% payment history seasoning requirements Google ↗
- Termination of Conventional Mortgage Insurance · guide-servicing.fanniemae.com
- V-5 Homeowners Protection Act · fdic.gov
- 12 U.S.C. § 4902: Termination of private mortgage insurance · uscode.house.gov
- When can I remove private mortgage insurance (PMI) from my loan? · proxy.goincop1.workers.dev
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Homeowners Protection Act PMI cancellation original value 80% good payment history 30 day late 12 months 60 day 24 months CFPB OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Fannie Mae mortgage insurance cancellation original value 80% payment history seasoning requirements OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |