Why are collection agencies still harassing me on my cell phone after I sent them a written cease and desist letter?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why are collection agencies still harassing me on my cell phone after I sent them a written cease and desist letter?
1 real search · 1 real-search pass
Fair Debt Collection Practices Act 15 USC 1692c(c) cease communication exceptions CFPB debt collector original creditorGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
Fair Debt Collection Practices Act 15 USC 1692c(c) cease communication exceptions CFPB debt collector original creditor Google ↗
- Submit a CFPB complaint · consumerfinance.gov
- 15 U.S.C. § 1692c: Communication in connection with debt collection · uscode.house.gov
- How do I get a debt collector to stop calling or contacting me? · consumerfinance.gov