Running an S-corp means my income fluctuates, so what exact credit score needed for a mortgage should I aim for before talking to lenders?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Running an S-corp means my income fluctuates, so what exact credit score needed for a mortgage should I aim for before talking to lenders?
3 real searches · 1 real-search pass
2026 conventional mortgage minimum credit score 620 Fannie Mae selling guide credit score requirements self employed income two years tax returnsGoogle ↗
OBSERVED
FHA minimum credit score 580 3.5 percent down 500 10 percent HUD officialGoogle ↗
OBSERVED
Fannie Mae self employed borrower income S corporation two years tax returns business income stability selling guideGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
2026 conventional mortgage minimum credit score 620 Fannie Mae selling guide credit score requirements self employed income two years tax returns Google ↗
FHA minimum credit score 580 3.5 percent down 500 10 percent HUD official Google ↗
Fannie Mae self employed borrower income S corporation two years tax returns business income stability selling guide Google ↗
- General Requirements for Credit Scores · selling-guide.fanniemae.com
- FHA loans · consumerfinance.gov
- Selling Guide_4.22.2026 · singlefamily.fanniemae.com
- Analyzing Returns for a Corporation · selling-guide.fanniemae.com
- Underwriting Factors and Documentation for a Self-Employed Borrower · guide-selling.fanniemae.com
- Underwriting Factors and Documentation for a Self-Employed Borrower · selling-guide.fanniemae.com
- Documents you need to apply for a mortgage · yourhome.fanniemae.com
- Determining the Credit Score for a Mortgage Loan · selling-guide.fanniemae.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 conventional mortgage minimum credit score 620 Fannie Mae selling guide credit score requirements self employed income two years tax returns OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FHA minimum credit score 580 3.5 percent down 500 10 percent HUD official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Fannie Mae self employed borrower income S corporation two years tax returns business income stability selling guide OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |