Can a credit repair company legally remove a legitimate hard inquiry from my Equifax report or is that a total scam?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can a credit repair company legally remove a legitimate hard inquiry from my Equifax report or is that a total scam?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
FTC credit repair companies cannot remove accurate negative information hard inquiries FCRA permissible purpose CFPB hard inquiries credit report Google ↗
Equifax dispute hard inquiry unauthorized inquiry how long hard inquiries stay credit report Google ↗
- Spot the scams when fixing your credit · consumer.ftc.gov
- Credit Repair Scams - Florida Department of Agriculture & Consumer Services · fdacs.gov
- AnnualCreditReport.com · annualcreditreport.com
- CFPB's explanation of credit inquiries · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FTC credit repair companies cannot remove accurate negative information hard inquiries FCRA permissible purpose CFPB hard inquiries credit report OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Equifax dispute hard inquiry unauthorized inquiry how long hard inquiries stay credit report OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |