Real ChatGPT answer · index seedG9P0ywyYKgAcompleteCareers and HR · layoffs and severancebrand

I was let go by Tesla today without warning and I need to find out how to cash out a portion of my 401k without getting hit with massive IRS penalties.

ChatGPTgpt-63 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I was let go by Tesla today without warning and I need to find out how to cash out a portion of my 401k without getting hit with massive IRS penalties.
3 real searches · 1 real-search pass
IRS 401(k) distributions separation from service age 55 exception 10% additional tax 2026Google ↗
OBSERVEDConsequence
IRS 401(k) eligible rollover distribution 20% withholding direct rollover partial distributionsGoogle ↗
OBSERVEDReason
Tesla 401(k) plan distribution after termination employee benefits recordkeeperGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparisonConsequence33%Reason67%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
IRS 401(k) distributions separation from service age 55 exception 10% additional tax 2026 Google ↗
IRS 401(k) eligible rollover distribution 20% withholding direct rollover partial distributions Google ↗
Tesla 401(k) plan distribution after termination employee benefits recordkeeper Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS 401(k) distributions separation from service age 55 exception 10% additional tax 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
IRS 401(k) eligible rollover distribution 20% withholding direct rollover partial distributions
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Tesla 401(k) plan distribution after termination employee benefits recordkeeper
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1