Real ChatGPT answer · index seedG82sL5oAYyscompleteFinance and banking · budgeting and savingcomparison
My student loan payment is due tomorrow and I am trying to figure out if refinancing through Earnest or SoFi is the smarter move right now.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My student loan payment is due tomorrow and I am trying to figure out if refinancing through Earnest or SoFi is the smarter move right now.
3 real searches · 1 real-search pass
Earnest student loan refinancing current rates terms fees 2026 officialGoogle ↗
OBSERVED
SoFi student loan refinancing current rates terms fees 2026 officialGoogle ↗
OBSERVED
federal student loan refinancing private loan protections income driven repayment forgiveness official studentaid.govGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Earnest student loan refinancing current rates terms fees 2026 official Google ↗
SoFi student loan refinancing current rates terms fees 2026 official Google ↗
federal student loan refinancing private loan protections income driven repayment forgiveness official studentaid.gov Google ↗
- Compare student loan refinancing companies of November 2026 · nerdwallet.com
- Refinance Student Loan - Rates · sofi.com
- credible.com · credible.com
- Best Student Loan Refinance Lenders of November 2026 · cnbc.com
- Should I consolidate or refinance my student loans? · consumerfinance.gov
- The Basics of SoFi’s Student Loan Refinancing! · support.sofi.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Earnest student loan refinancing current rates terms fees 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
SoFi student loan refinancing current rates terms fees 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
federal student loan refinancing private loan protections income driven repayment forgiveness official studentaid.gov OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |