My shingle roof is fifteen years old and I am shopping for a new policy; which carriers have the strictest roof age requirements for binding coverage in hail-prone regions?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My shingle roof is fifteen years old and I am shopping for a new policy; which carriers have the strictest roof age requirements for binding coverage in hail-prone regions?
1 real search · 1 real-search pass
homeowners insurance roof age restrictions carrier underwriting 15 year roof hail states 2026 State Farm Allstate Farmers USAA NationwideGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
homeowners insurance roof age restrictions carrier underwriting 15 year roof hail states 2026 State Farm Allstate Farmers USAA Nationwide Google ↗
- California’s largest insurers won’t cover these types of roofs: Chart · sfchronicle.com
- Roof Age and Home Insurance in California (2026) · cali-energy.com
- Roof Age & Home Insurance in Minnesota: Why Carriers Are Dropping Older Roofs · northernforgeconstruction.com
- U.S. Roof Report · verisk.com
- Understanding How Insurers Evaluate Roof Risk · portal.ct.gov