Real ChatGPT answer · index seedG0Z4LIcjdhwcompleteFinance and banking · mortgagesinformational

I am retired on a fixed income and trying to understand how to calculate my debt to income ratio using my pension and social security before applying for a loan depot mortgage.

ChatGPTgpt-61 query10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I am retired on a fixed income and trying to understand how to calculate my debt to income ratio using my pension and social security before applying for a loan depot mortgage.
1 real search · 1 real-search pass
LoanDepot mortgage debt-to-income ratio Social Security pension income gross up Fannie Mae guidelinesGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 1 queries…

Searches and sources

ChatGPT1 real searches · gpt-6
LoanDepot mortgage debt-to-income ratio Social Security pension income gross up Fannie Mae guidelines Google ↗
  1. Debt-to-Income Ratios · selling-guide.fanniemae.com
  2. Selling Guide_4.22.2026 · singlefamily.fanniemae.com
  3. Social Security Income · selling-guide.fanniemae.com

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
LoanDepot mortgage debt-to-income ratio Social Security pension income gross up Fannie Mae guidelines
OBSERVED
Google ↗
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