How does the recapture tax work if I sell a home early after utilizing a state first-time homebuyer grant and a mortgage credit certificate?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does the recapture tax work if I sell a home early after utilizing a state first-time homebuyer grant and a mortgage credit certificate?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS Form 8828 mortgage credit certificate recapture tax nine years calculation income limits 2026 Google ↗
California first time homebuyer grant repayment sale early CalHFA grant recapture terms MCC Google ↗
- Form 8828 (Rev. November 2024) · irs.gov
- Instructions for Form 8828 (Rev. November 2024) · irs.gov
- About Form 8828, Recapture of Federal Mortgage Subsidy · irs.gov
- HOME Program First-time Homebuyer (FTHB) Program Guideline UPDATED 2024 · placer.ca.gov
- California HOME Resale and Recapture Policy · hcd.ca.gov
- Program Activities Resources | California Department of Housing and Community Development · hcd.ca.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS Form 8828 mortgage credit certificate recapture tax nine years calculation income limits 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
California first time homebuyer grant repayment sale early CalHFA grant recapture terms MCC OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |