How do I structure a wrap-around mortgage for a duplex in Dallas where the seller has an existing low-rate FHA loan they want me to take over?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I structure a wrap-around mortgage for a duplex in Dallas where the seller has an existing low-rate FHA loan they want me to take over?
3 real searches · 1 real-search pass
FHA mortgage assumption requirements release of liability HUD official 2026Google ↗
OBSERVEDInstruction
Texas Property Code wraparound mortgage 5.016 disclosure authorization officialGoogle ↗
OBSERVEDConsequence
Texas wraparound mortgage requirements Dallas real estate attorney due on sale FHA loanGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
FHA mortgage assumption requirements release of liability HUD official 2026 Google ↗
Texas Property Code wraparound mortgage 5.016 disclosure authorization official Google ↗
Texas wraparound mortgage requirements Dallas real estate attorney due on sale FHA loan Google ↗
- FHA Single Family Housing Policy Handbook · hud.gov
- Changing or Transferring Ownership of a Home · yourhome.fanniemae.com
- NOTICE TO HOMEOWNER: RELEASE OF PERSONAL LIABILITY FOR ASSUMPTION OF MORTGAGES CLOSED ON OR AFTER DECEMBER 1, 1986, BUT BEFORE DECEMBER 15, 1989 · hud.gov
- FINANCE CODE CHAPTER 159. WRAP MORTGAGE LOAN FINANCING · tcss.legis.texas.gov
- PROPERTY CODE CHAPTER 5. CONVEYANCES · tcss.legis.texas.gov
- Frequently Asked Questions ⋆ Department of Savings and Mortgage Lending · sml.texas.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FHA mortgage assumption requirements release of liability HUD official 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Instruction | — | — | 1x of 1 | |
Texas Property Code wraparound mortgage 5.016 disclosure authorization official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Texas wraparound mortgage requirements Dallas real estate attorney due on sale FHA loan OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |